Investing

In today’s economic climate, small business owners and real estate investors are struggling to access the credit they need.

Since 1998, credit unions have been constrained by a cap that limits the amount of small business loans they can make to 12.25% of total assets. This limitation has restricted credit unions in providing loans to their customers.  However, the fight to ease this restriction is gaining momentum nationwide. Two bills, H.R. 3380 and S. 2919, currently before Congress are garnering bipartisan support.

Have you ever wondered where the term “cash cow” comes from? Not surprisingly, it ties directly back to a dairy cow.
A dairy farmer takes pride in his best cow, which can produce as many as 10 gallons of milk every day. Milking the cash from the cow requires very little work from the farmer: All he has to provide is some good grass for grazing, a few food supplements and a little TLC and the cow will give the farmer milk (or cash) day after day, week after week, for years.

Low interest rates and falling property values, not to mention lots of available space, make now a great time for businesses that want to purchase commercial real estate or build new facilities. Unfortunately, many companies have a hard time coming up with the 20-25 percent down payment that’s typically required.

Zoning is the body of law that encompasses the rights and privileges granted by a local jurisdiction for the legally allowed use of the property.   Many problem s can be created and many problems can be solved with zoning.
As a former zoning administrator for 12 years in two different jurisdictions near Atlanta, Georgia, I’ve seen the benefits and the damages zoning laws can produce.  As a believer in reduced government control, I view zoning as a “necessary evil.”   As a landlord, you will probably come around to this view as well.  

The Florida panhandle is one of the most popular vacation destinations in the U.S. for metro Atlantans. If you love the sugar-white sands of these beaches and have dreamed of one day owning a condo there, now could be your opportunity of a lifetime.

With the stock market volatility making many sick to their stomach, investment real estate continues to hold steady.  Real assets, as opposed to paper assets, are more stable in volatile markets for several reasons.   Liquidity, scarcity, and tax benefits are three major factors that create a stable real estate market.

 

Despite its relative obscurity, a great investment tool for college bound students is growing in popularity among savvy college parents. The FHA loan program, affectionately nicknamed "Kiddie Condo Loans", is one of the best programs out there to help jump start a student's credit and provide a low down payment option for cash strapped parents to purchase a home for their son or daughter.

Two nationally renowned experts in economic forecasting recently spoke in Atlanta at an annual meeting of the CCIM Institute, a group of recognized experts in commercial and investment real estate from across the nation. The event was attended by members of the group from over thirty states. bpatton's blog Read more Commercial Real Estate Fundamentals are Strong Investing The bad news of the residential market over the last few months begs the question of what will happen to the commercial real estate market in the coming year.   In order to gauge investors' expectations for 2008 in this market segment, a group of leading research companies recently surveyed more than 1,000 developers and investors.  The survey group included 92 institutional investors with an average of 19 years experience and an average real estate portfolio of $36.6 million.    bpatton's blog Read more Retail sales and inflation increase - effects lenders and borrowers Investing  A new government study on the strength of the US economy is a mixed bag of news.  The report was introduced recently and found that November retail sales rose 1.2%.  This is obviously good news for retailers anxious about the upcoming buying season.   Some other good news is despite some slow down in the national housing market, housing related items, such as furniture and building materials, increased in sales in November.    bpatton's blog Read more 12next ›last »   © 2007 Capital Realty Advisors | P: (770) 634 4848 | F: (678) 807 1988 | brian@capitallistings.com | login | admin | [+]